Credit card companies typically employ a number of marketing strategies or offers to woo new customers. These strategies or offers are aimed to highlight the benefits of their credit cards, target specific demographics, and create a sense of exclusivity. For instance, most of them offer cashbacks, reward points, extra points at some merchants and zero…

Bollywood has been doing it for years, so why shouldn’t Ridley Scott bring the son of the Gladiator back into the arena for revenge? South films have been giving political machinations filled with slash and chop peoples arms and legs and heads off violence, then why not see Roman blood and gore? In this part…

If you are falling short of money while you buy an important item for yourself or someone else, then you don’t need to fret. You can approach a bank to borrow money for a slew of purposes which are personal in nature. Whether you want to spend money on a wedding, or buy an expensive…

Savvy investors can turn market downturns into tax advantages through loss harvesting in a bear market. Tax loss harvesting is a tactic smart investors use to profit from market declines. This technique enables individuals to sell underperforming stocks during a down market, resulting in losses that can be used to offset capital gains and, ultimately,…

Bank of Baroda, or BoB, early last month introduced ‘bob Masterstroke Savings Account’ for the high-end customers named after Sachin Tendulkar, the legend of cricket. Tendulkar has also been named as the brand ambassador of this savings bank account, and rightly so. One might wonder as to why a bank account is named masterstroke, a…

To continue receiving pensions, all central and state government pensioners must submit their life certificates (Jeewan Braman patra) every year by the end of November. With the advent of technology, submitting a life certificate has become simpler. Pensioners have three options for submitting their Jeevan Pramaan Patra: in-person, online, or through doorstep banking. The validity…

Before opening a fixed deposit (FD) account, depositors typically compare the interest rates offered by banks on their fixed deposits. Lenders, typically, offer lower interest rates on short term fixed deposits and higher rates on long term deposits. This means the interest offered on three-year FD is usually higher than that on one-year-FD. Usually, depositors…

The Central Board of Direct Taxes (CBDT) has started a Compliance-Cum-Awareness Campaign for Assessment Year (AY) 2024-25 to assist taxpayers in correctly completing the Schedule overseas assets and appropriately reporting income from overseas sources in their income tax returns (ITRs). As part of this campaign, informational messages will be sent via SMS and email to…

I have lived in the UK for the past 15 years. I came back to India on 15 October 2024 to take up employment. Do I have to file my Income Tax Return (ITR) in India next year? For a person who is a resident of India under the tax laws, his global income is…

Fin One, a digital-first project by Angel One Limited, has provided insightful information about the changing financial habits of Gen Z and Millennials in India. It has unveiled its Fin One: Young Indians’ Saving Habits Outlook 2024, offering valuable insights into the evolving financial behaviours of Millennials and Gen Z across India. According to a…