Digirupe

I worked for more than 182 (from April to October 2024) days in Oman, so the income earned in Oman will not be taxable in India. Now I am working as a consultant in India from Nov 2024. Will the income earned in India in Indian rupees be taxable, although I have worked more than…

Credit cards have become part of the money handling process in the fast world of today. Charge cards, however, are another option that most people disregard. Although they offer credit, their operating mechanism and usage are quite different. The differences between credit cards and charge cards are going to be explained here, to help you…

Credit cards have become a necessity for modern money management because of their flexibility and convenience. However, the APR is an important aspect that has a significant impact on borrowing costs. Both fixed and variable annual percentage rates (APRs) are quite common in credit cards and have their own advantages and disadvantages. So that you…

In today’s fast-changing employment market, changing jobs very often opens up interesting new opportunities. However, these career changes might affect your financial plans, especially if you are looking for a personal loan. In most cases, lenders will pay much attention to the employment stability when considering a loan application. Here are some tips on how…

Another component of our personal finance, where inflation leaves an impact is interest rates of personal loans. These interest rates fluctuate over time due to inflation and for the profit margin of the lenders along with maintaining purchasing power. Let us examine how personal loan interest rates are influenced by inflation and how to manage…

While availing a personal loan is typically a hassle-free process for salaried individuals given the regular nature of their income, self-employed persons have to go through the rigour of convincing the lender to get the same. Lenders require self-employed persons to have a minimum income, which can vary by location, and the necessary financial documents…

Banks monitor spending activities, regularly auditing suspicious transactions and on finding any misuse, they repeal the accumulated rewards, or worse, suspend the card. How banks monitor As per the most important terms and conditions (MITC) of banks, non-commercial credit cards can be used for personal expenses only. Non-personal usage includes buying goods or making payments…

A December vacation is an expensive ordeal. Its peak travel season and both cold and warm destinations are sought out with equal fervour. Thanks to social media and YouTube there are a lot of tips on how you can get those flight ticket bargains, use your card points and travel cheaply. While travelling cheap is…